Real Time Fund Transfer (RFT)
You can make fund transfer to other banks and microfinance institutions which are the members of Retail Pay system at anytime and anywhere. Customers of above banks and microfinances can also transfer their funds to your account or their business partner’s account at KB PRASAC Bank. Retail Pay system is initiated by the National Bank of Cambodia (NBC).
Transfer Limit
| Types of Transfer | Via | Maximum Limit per Day | Maximum Limit per Transaction |
|---|---|---|---|
| Transfer from Account at KB PRASAC to Account at Other Banks | KB PRASAC Mobile | KHR 400 million or USD 100,000 | KHR 80 million or USD 20,000 |
| KB PRASAC Branch | Not Limit | KHR 200 million or USD 50,000 | |
| Transfer from Account at KB PRASAC to Phone Number | KB PRASAC Mobile | KHR 10 million or USD 2,500 | < KHR 4 million or < USD 1,000 |
| KB PRASAC Branch | Not Limit | KHR 4 million or USD 1,000 |
Product Features
| Features | Descriptions | |
|---|---|---|
| Ways to Make Fund Transfer | #list# – KB PRASAC Mobile – KB PRASAC’s Branches | |
| Number of Transaction | Not limit | |
| Amount | Service Tariff | |
| ≤ KHR 4 million or ≤ USD 1,000 | KHR 3,000 or USD 0.76 | |
| #rowspan# | > KHR 4 million – KHR ≤ 20 million or > USD 1,000 – ≤ USD 5,000 | KHR 6,000 or USD 1.51 |
| Service Tariff | > KHR 20 million – ≤ KHR 40 million or > USD 5,000 – ≤ USD 10,000 | KHR 9,000 or USD 2.31 |
| > KHR 40 million – ≤ KHR 100 million or > USD 10,000 – ≤ USD 25,000 | KHR 12,000 or USD 3.06 | |
| #rowspan# | > KHR 100 million – ≤ KHR 200 million or > USD 25,000 – ≤ USD 50,000 | KHR 15,000 or USD 3.81 |
| Fee Payer | Sender is obliged to pay the transfer fee | #colspan# |
| Cash-out Using PIN Code (for transfer from account to phone number) | #list# – Cash-out at any KB PRASAC’s branch or member Banks and MFIs – Free of charge | #colspan# |
| Retail Pay’s Members | KB PRASAC Bank Plc., Cambodia Post Bank Plc., Canadia Bank Plc., Phnom Penh Commercial Bank, Shinhan Khmer Bank, ACLEDA Bank Plc., Vattanac Bank, LOLC (Cambodia) Plc., Prince Bank Plc., Cambodian Public Bank Plc., Sathapana Bank Plc., Foreign Trade Bank of Cambodia, WOORI BANK (CAMBODIA) Plc., DGB Bank Plc., and Industrial Bank of Korean Phnom Penh Branch | #colspan# |
Note:
- KB PRASAC reserves rights to change fee with prior notice to the client as required by law.
- Other terms and conditions apply.
Bakong Payment Service
All customers of member banks and financial institutions of Bakong are able to scan and pay with KB PRASAC’s merchants easily without using physical notes.
Bakong Payment Service is a retail pay system which is allowed all customers to make cash transactions across or within member banks and financial institutions of Bakong. Bakong system is initiated by the National Bank of Cambodia (NBC).
You can install Bakong App and register it on your mobile phone for making below transactions:
- Fund transfer from Bakong account to Bakong account within same institution or to other institutions
- Fund transfer from Bakong account to bank account within same institution or to other institutions
- Scan and pay via QR code at KB PRASAC’s merchants
- Check balance and Bakong account statement
Transfer Limit
| Types of Transfer | Maximum Limit per Day | Maximum Limit per Transaction |
|---|---|---|
| Transfer from Account at KB PRASAC to Account at Other Banks | KHR 200 million and USD 50,000 | KHR 80 million or USD 20,000 |
| Transfer from Account at KB PRASAC to Bakong’s Wallet Account | KHR 40 million and USD 10,000 | KHR 10 million or USD 2,500 |
Product Features
| Features | Descriptions | |
|---|---|---|
| Currency | KHR and USD | |
| Cash-In | #list# – Transfer from Bakong account to Bakong account – Transfer from bank account to Bakong account at KB PRASAC branch office – Transfer from bank account to Bakong account via KB PRASAC Mobile and Corporate Banking – Bakong account top-up at KB PRASAC branch office | |
| Cash-Out | #list# – Cash withdrawal from Bakong account at KB PRASAC branch office – Transfer from Bakong account to your account at KB PRASAC, then make cash withdrawal via KB PRASAC’s ATM | |
| Installation and Registration | Self-install Bakong App and self-register on mobile phone | |
| Initial Deposit or Minimum Balance | Not required | |
| Interest Rate | 0% | |
| Number of Transaction | Not limit | |
| Free of Charge | #list# – Transfer from Bakong account to Bakong account – Transfer from Bakong account to bank account – Cash-in and cash-out – Scan and pay – Registration – Close account | |
| Bakong’s Members (57 Banks & MFIs) | KB PRASAC Bank Plc., ACLEDA Bank Plc., Vattanac Bank, Cambodia Post Bank Plc., Wing (Cambodia) Limited Specialised Bank, Sathapana Bank Plc., Foreign Trade Bank of Cambodia, Canadia Bank Plc., AMK Microfinance Institution Plc., Prince Bank Plc., Speed Pay Plc., Chip Mong Commercial Bank Plc., Phnom Penh Commercial Bank, Bank for Investment and Development Cambodia Plc., Phillip Bank Plc., Advanced Bank of Asia Ltd, WOORI BANK (CAMBODIA) Plc., True Money Cambodia Plc., Chief (Cambodia) Commercial Bank Plc., LOLC (Cambodia) Plc., Hattha Bank Plc., E-money Payment Solution Plc., Cambodian Public Bank Plc., Maybank (Cambodia) Plc., Ly Hour Pay Pro Plc., KB Kookmin Bank Cambodia Plc., Shinhan Bank (Cambodia) Plc., Amret Microfinance Institution, iPay88 (Cambodia) Plc., Cool Cash Plc., Cambodia Asia Bank, Asia Weiluy, B.I.C (Cambodia) Bank Plc., SBI LY HOUR Bank Plc., Asia-Pacific Development Bank Plc. (APD Bank), MOHANOKOR Microfinance Institution Plc., Hong Leong Bank (Cambodia) Plc., Oriental Bank Plc., RHB BANK (CAMBODIA) Plc., PI PAY Plc., Bongloy Payments PLC., Bred Bank (Cambodia) Plc., Bank of China (Hong Kong) Limited Phnom Penh Branch, Agricultural and Rural Development Bank (ARDB), Cathay United Bank., CIMB Bank Plc., ICBC Phnom Penh Branch, U-Pay Digital Plc., Sacombank (Cambodia) Plc., First Commercial Bank Phnom Penh Branch, Heng Feng (Cambodia) Bank Plc., Lanton International (Cambodia) Payment Service Plc., J Trust Royal Bank Plc., Panda Commercial Bank Plc., MB Bank (Cambodia) Plc., Union Commercial Bank Plc., and DGB Bank Plc. | |
Note:
- Customers can cash-in and cash-out of Bakong’s account at KB PRASAC’s branches within Phnom Penh and Takhmao.
- KB PRASAC reserves rights to change fee with prior notice to the client as required by law.
- Other terms and conditions apply.
Fast Payment
All customers of banks and microfinance institutions, which are members of Fast Payment, can transfer or receive funds from other banks or microfinance institutions through counter or ATM easy and safe. This service is initiated by the National Bank of Cambodia (NBC).
Product Features
| Features | Description | |
|---|---|---|
| Currency | KHR | |
| Requirements | #list# – Sender must have account with KB PRASAC – Receiver must have account with other Banks/MFIs | |
| Maximum Limit per Transaction | KHR 40,000,000 | |
| Amount | Service Tariff | |
| Service Tariff | < KHR 4 million | KHR 4,000 |
| > 4 million to < 20 million | KHR 8,000 | |
| > KHR 20 million – < KHR 40 million | KHR 12,000 | |
| Fee Payer | Sender is obliged to pay the transfer fee | |
| Account Balance | Must have sufficient balance (Fee + transfer amount) | |
| Required Documents | #list# – Sender: fill the interbank transfer application. – Provide information of sender and receiver on the application. | |
| Member Banks and MFIs | KB PRASAC Bank Plc., ACLEDA Bank Plc, Cambodia Public Bank Ltd, Advanced Bank of Asia Ltd, Bank for Investment and Development of Cambodia Plc, Canadia Bank Plc, Phillip Bank Plc, Cambodai Post Bank Plc, ICBC Limited Phnom Penh Branch, Maybank Phnom Penh Cambodia, Cathay United Bank, Phnom Penh Commercial Bank Plc., Union Commercial Bank, Sacombank (Cambodia) Plc, Cambodia Mekong Bank, Kookmin Bank Cambodia Plc, Hong Leong Bank (Cambodia) Plc, Sathapana Bank Plc, Cambodian Commercial Bank Ltd, Bank of China Limited Phnom Penh Branch, Bangkok Bank Public Company Limited Cambodia branch, Booyoung Khmer Bank, Kasikorn Bank Public Company Limited, BRED Bank (Cambodia) Plc, Cambodia Asia Bank Ltd, CIMB Bank Plc, First Commercial Bank Phnom Penh Branch, Mega International Commercial Bank Co. Ltd. Phnom Penh Branch, RHB Indochina Bank Limited, Taiwan Cooperative Bank Phnom Penh Branch, Vattanac Bank, Vietnam Bank for Agriculture and Rural Development Cambodia Branch, SHB Plc Phnom Penh Branch, Foreign Trade Bank of Cambodia, Shinhan Bank (Cambodia) Plc, Krung Thai Bank Public Co Ltd Phnom Penh Branch, Prince Bank Plc, Hattha Bank Plc, AMK Microfinance Institution, WB Finance Co., Ltd., Amret Microfinance Institution, LOLC (Cambodia) Plc, Chip Mong Commercial Bank Plc., SBI Ly Hour Bank Plc, Chief (Cambodia) Commercial Bank Plc, and DGB Bank Plc. | #colspan# |
Note:
- KB PRASAC reserves rights to change fee with prior notice to the client as required by law.
- Other terms and conditions apply.
