More convenient! Now you can instantly open KB PRASAC account via KB PRASAC Mobile app by just having a phone number and national ID card, without having to visit a physical branch.
Open Digital Account and use KB PRASAC Mobile app to do the following transactions easily:
- Fund transfer within KB PRASAC Account
- Interbank transfer via Bakong
- Fund transfer to Bakong Wallet
- Open Term Deposit Account
- Scan KHQR Code to settle bills of products and services with KB PRASAC’s merchants or other banks’ merchants
- Water Supply bill payment
- Electricity bill payment
- Solid Waste bill payment
- Education bill payment
- Phone Top-Up
- Fund transfer to non-account (Cash-Code)
- View exchange rate
- Find the nearest KB PRASAC branch, ATM or CDM
- Self PIN Reset (In case of forgetting old PIN)
- Other services
Requirement for opening Digital Account
- Cambodian nationality up from the age of 16 years
- A new customer to KB PRASAC
- Original and valid Cambodian National ID Card
- Personal phone number
- For individual account only
- Open account via KB PRASAC Mobile
Interest Rate
| KHR | USD | ||
|---|---|---|---|
| Maximum balance in account | Interest Rate | Maximum balance in account | Interest Rate |
| ≤2,000,000 | 1.50% | ≤ 500 | 1.50% |
| > 2,000,000 – ≤4,000,000 | 2.50% | > 500 – ≤ 1,000 | 2.50% |
| > 4,000,000 – ≤12,000,000 | 3.00% | > 1,000 – ≤ 3,000 | 3.00% |
| > 12,000,000 – ≤40,000,000 | 3.50% | > 3,000 – ≤ 10,000 | 3.50% |
| > 40,000,000 | 4.00% | > 10,000 | 4.00% |
| Feature | Description |
|---|---|
| Number of Account and Currency | Get 2 accounts automatically: KHR Account and USD Account |
| Initial & Minimum balance | Not required |
| Withholding Tax | 4% (Resident) |
| Interest Payment | Interest is accrued daily and credited to your account automatically at the beginning of each month or at the time of closing the account. |
| Maximum balance in account | USD 10,000 or equivalent to KHR |
| Maximum amount per transaction or per day | #list# – KHR Account: KHR 12,000,000 or – USD Account: USD 3,000 |
| Deposit | #list# – At any KB PRASC branch, counter or via KB PRASAC Mobile app or POS or CDM – Receive funds transferred from other banks |
| Cash withdrawal or Transfer | #list# – Can perform all transactions allowed in KB PRASAC Mobile app |
* Customer can request to upgrade the usage amount of Digital Account by visiting any KB PRASAC branches to update to a Full KYC Client.
Note៖
- Interest rate and fee above are subject to change by notifying customers in accordance with the requirements of the law.
- Other terms and conditions apply.
