Overdraft Loan is designed to provide working capital for business, allowing customers to withdraw an amount of money that is greater than balance shown in their current account under a pre-approved limit. This credit facility is ideal to overcome temporary liquidity shortage.

Product Features

• Loan amount: Greater than USD 50,000 or equivalent to KHR
• Interest rate: 0.95% to 0.73% per month
• Loan term: Up to 12 months
• Repayment mode: Bullet Payment

Requirements

• Aged 18-65 years old, healthy and able to earn a living
• Have a real and clear permanent address
• Have legal and valid identification documents
• Have a good track record (private life, business and borrowing) and reliable
• Have a legal and profitable business and repayment capacity
• Have real estate as collateral and have supporting documents to prove legal ownership

Required Documents

• ID card or passport or family book.
• Documents about the business incorporation and income

Note:

• KB PRASAC reserves the right to change terms and conditions with prior notice to the client as required by law.
• Other terms and conditions apply.